July 2008
Filing Bankruptcy And 3 Helpful Alternatives To Eliminate Your Debt
Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...
June 2008
Buying a Home After Bankruptcy
Tip! Your credit history will be damaged by bankruptcy; it will appear on your credit report for as long as 10 years.
If you’re planning on buying a home after bankruptcy you’ll want to read this article carefully.
Buying a home is probably...
April 2008
Seeking a Debt Consolidation Loan?
Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan.
Would you like the convenience of making just one monthly payment for all of your credit card debt? Do you have a home which has appreciated ...
Choosing the Right Debt Consolidation Service for You
Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan.
Getting into enough debt to be ...
March 2008
The Five Most Popular Questions About Bankruptcy
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
WILL MY CREDITORS STOP HARASSING ME?
Yes, they will! By law, all action...
Debt Consolidation Loans without Owning a Home - Ways to Become Debt Free
Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan.
If you own a home, your options...
Debt Consolidation and How to Overcome It
Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees.
Debt is one of the major worry for many p...
February 2008
Debt Consolidation, Debt Management, Credit Counseling: How Does it Work?
Tip! Go with a company that has a good reputation. Don’t assume that every non-profit company is necessarily going to look out for your interests more than a for profit debt consolidation company.
A Debt Management Program (DMP) has many names, s...
January 2008
The Basics of Debt Consolidation Loans
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
A debt consolidation loan is a type of loan used for paying off creditors. Borrowers often take out debt conso...
December 2007
New Bankruptcy Law - How Filers Will Be Affected
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
If You Don't Have An Out-Of-Debt Consolidation Plan, Rest Aassured You're Under The Influence!
Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan.
No matter how bad your finances may be - no matter how hopeless things may seem,
if you have a well thought out, auto-debt consolidation pla...
Finding an Alternative to Bankruptcy
Tip! You will also have to prove how well you make payments. Again, lenders will not focus on your credit payment history ending in bankruptcy but rather on the payments that you have made since your filing.
Bankruptcy can have serious, long term effec...
November 2007
Filing Chapter 11 Bankruptcy
Tip! Get a copy of your credit report. Many times (most times) the credit accounts that are absolved with your bankruptcy are not removed from your credit report immediately.
Chapter 11 is by and large used for business bankruptcies and restructuring....
Debt Consolidation and Debt Relief Guide
Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan.
Many of Americans today face the problem of debt. In fact, most young adults get their first credit card as soon as they turn 18! On average ...
Bankruptcy Law Firms
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
How To Choose The Right Debt Consolidation Company For You
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
October 2007
Bankruptcy
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
...
Building Credit After Bankruptcy: Three Strategies
Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want.
Here are three “Building Credit After Bankruptcy” strategies you can use to increase you...
Make A Fresh Start With Bad Credit Debt Consolidation Loan
Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation).
Many people make the mistake of taking loans...
September 2007
10 Debt Consolidation Facts You Should Know
Tip! Go with a company that has a good reputation. Don’t assume that every non-profit company is necessarily going to look out for your interests more than a for profit debt consolidation company.
The first thing to understand is that credit coun...
A Breath Of Relief With Low Interest Debt Consolidation
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
Personal Debt Consolidation Loans Are Key To Your Financial Health
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
